If you need to make some quick cash for an emergency, concert tickets that just went on sale, or any other reason, check out this list for ideas.
In a perfect world, we would all have a lot of money saved up, and we wouldn’t ever have to worry about finding quick ways to make cash. But unfortunately, that’s not always the case. If you’re in a bind and need extra money fast, don’t worry – plenty of options are available.
In this blog post, we will review 32 different ways that you can get your hands on some quick cash. We will also provide links to helpful websites where you can learn more about each option.
In addition to these 32 excellent ways to make quick cash, you can also check out these online business ideas, these money-making ideas for beginners who want to get their feet wet in the online world, or even these passive income-generating ideas.
So if you’re hurting for some quick cash, this blog post’s ideas should help you out.
Let’s dive in!
The List: The Best Ways to Make Quick Cash
Here is the list of the 32 best ways to make some quick cash to get out of a jam or buy that particular item you’ve always wanted.
Pawn Your Stuff
If you’re in a pinch and need quick money, pawning your stuff is a decent option. It’s fast and easy, and if you can’t repay the loan, the pawnshop simply gets to keep your item. That’s a lot better than ruined credit and debt collectors calling you.
You can also sell your items outright to the pawnshop, which is often a better option than borrowing against it. Pawnshops usually pay more for jewelry, musical instruments, firearms, and up-to-date electronics.
So if you have any of those lying around, it’s an excellent time to cash in.
To find a pawn shop near you, check out PawnGuru.com.
Sell Your Gift Cards
Selling your gift cards is a quick and easy way to make extra money. Exchange websites like CardCash and GiftCash will give you cash for your unwanted gift cards, with CardCash offering up to 92% of the card’s value.
Most of these sites take a few days to issue payment, although some cards can be transferred online, leading to faster cash. So, selling your gift cards is an excellent option if you’re looking for quick money.
A few popular websites that allow you to do this include
Get a Community Loan
A community loan is a short-term loan from a local organization or group of individuals. To find one near you, check out the website LendYou.com.
Local community organizations may offer loans or short-term assistance to help with rent, utilities or other emergency needs.
NerdWallet has compiled a database of payday loan alternatives available to residents in each state.
Local churches may make small loans at low rates.
Community centers and nonprofit associations in your area may also offer small loans. So if you need quick cash, consider getting a community loan. It may be just what you need to get by until your next payday.
Liquidate Your Assets
If you own any assets – such as real estate or stocks and bonds – you can sell them for quick cash. This option is best if you’re in a financial emergency and need the money immediately.
Why not liquidate your other assets, too? That Rolex, your dad left you? Your mom’s engagement ring? That diamond pin you never wear? You can get quick cash for all of those items and more.
One online platform ready and willing to pay cash for your clothes is thredUp. They have a quick and easy process for selling your clothes. You can also try selling your clothing on eBay.
There are other ways to get quick cash if you have recent-model electronics. Big-screen TVs, tablets, phones, laptops, and game consoles are always in demand. And don’t forget about media like DVDs, CDs, books, and games.
So look around your house and start turning your stuff into quick cash today!
Check out the following websites, as well.
Work for a “Get Paid Today” Company
Some companies will pay you the same day that you work. While the pay isn’t always great, it’s still quick cash.
If you’re looking for quick money, working for a “Get Paid Today” company may be the way to go. Plenty of legitimate side jobs can give you a quick income boost, from driving passengers or packages to freelancing from home.
You can also try the Craigslist jobs or gigs sections, which often have postings for short-term work in food service, housekeeping and general labor. With a little effort, you can easily find a quick gig that will help you make some extra cash.
To find one of these companies near you, check out SameDayPay.com.
Ask For a Payday Advance
If your employer offers payday advances, you can get quick cash by asking for one. Most employers will give you up to two weeks’ wages in advance.
If you need quick money, one option is to ask your employer for a cash advance on your pay. This usually doesn’t cost any fees, and you can repay the advance via payroll deduction.
Some companies also offer low-cost loans to workers in financial crises. Another option is Earnin, an app that offers workers advances that they repay in a lump sum on payday. There’s no interest, but the app does ask for a voluntary donation.
To use Earnin, you’ll need to give the app access to your bank account and work time sheets.
Answer Questions on JustAnswer
If you’re an expert in a particular field, you can make quick money by answering questions online. JustAnswer (and similar websites) allow people with specialized knowledge to earn money simply by answering questions from people who would otherwise have to pay a lot of money for those answers.
All you need to get started is an internet connection and expertise in a particular area. However, if you’re looking to make some quick cash, it can be lucrative (for the time spent). Remember that you won’t get rich by answering questions, but you can generate a few extra dollars here or there if you need to.
So if you find yourself in a bind, consider making quick money by answering questions online.
Do Online Market Research
You can get quick cash by participating in online market research studies.
Participating in market research is an excellent option if you want to make quick money without a lot of hassle.
You can earn cash or gift cards simply by sharing your opinion in polls and surveys. And since the work isn’t too time-consuming, it’s a great way to earn extra income.
Do Gig Work on Freelancing Sites
There are several freelancing websites where you can find quick gigs and get paid quickly. Making fast money on freelancing sites is easier than you might think.
Fivver is an excellent resource for connecting freelancers with people who need their services. Whether you need help with a project or are looking for someone to provide digital marketing services, Fivver can help you find the right person for the job.
And best of all, you can earn quick money for your services starting at just $5. So if you’re looking to make some fast cash, check out Fivver and other related websites, and start offering your services today.
A few popular ones include:
Have a Garage Sale
Garage sales can be an excellent option for those looking to make a quick buck. With a little bit of effort, it’s easy to turn unwanted items into cash. The key is advertising broadly and making your sale as visible as possible.
So the next time you feel nostalgic about that old beanie baby collection, remember that someone out there might be willing to pay good money for it. After all, one man’s trash is another man’s treasure.
Sell Your Homemade Stuff on Etsy or CafePress
With nothing more than some design software, you can create custom logos, inspirational sayings, or other topical designs that will appeal to the masses. You can even hire a designer to assist you with this process. Once your items are designed, they will be printed on demand, and you will receive a share of the proceeds.
This is a great way to make quick and easy money without overhead costs.
Similarly, if you are a business owner, you can sell your items on Etsy and use the platform as an online store. So why not take advantage of these quick and easy ways to make money?
Get a Forbearance on Bills
If you’re struggling to pay your bills, you can ask for a forbearance. This will allow you to stop making payments temporarily. One way to make quick money is to take advantage of forbearances on your bills.
Some creditors, such as utilities and cable television companies, don’t charge interest on late payments, so you can save money by delaying your payments.
Use that money to cover emergency needs. If you can’t pay consumer debts, such as auto loans or mortgages, explore your options with the lender before turning to toxic high-rate loans.
With a little creative thinking, you can find ways to make quick money without resorting to desperate measures. To learn more about forbearances, check out these websites:
Get Some Babysitting Gigs
We all know parents always need someone to watch their kids while they go out on a crucial errand but did you also realize how profitable it can be?
Websites like Care.com connect those looking for childcare with safe and reliable providers; after doing some background checking yourself (or hiring us!), I’m sure your satisfaction will grow exponentially!
If you like kids, quick cash can be made by babysitting. To find babysitting gigs in your area, check out UrbanSitter.com.
Sell Old Books and Games Online
Do you have any old books or video games taking up space in your home? You can sell them online for quick cash.
Amazon makes it easy to list and sell items on its marketplace, and you can make more than just a few dollars if you have pricey textbooks from college. Just be sure the books are in good condition. You’ll get negative reviews if you attempt to sell books falling apart or games scratched up. And remember, always be upfront about any defects, no matter how small they might be or how few people notice them.
You can soon start making quick money by selling old books and games online with a little effort.
Borrow Against Your Life Insurance
A life insurance policy is one of the most important investments, but did you know that it can also be a source of quick cash?
If you have a life insurance policy with cash value, you can borrow against it and have the rest of your life to repay the loan. And if you don’t repay the loan, the insurance company simply deducts the amount from the payout when you die.
So why not take advantage of this great benefit and get quick cash when needed? Just be sure to repay the loan so your loved ones don’t shoulder the burden.
Do Odd Jobs For People
Odd jobs are a great way to make quick cash. You can do things like yard work, dog walking, or housecleaning. For many people, the dream of making quick money doing odd jobs for people is just that – a dream.
However, with platforms like TaskRabbit and Amazon Home Services, it has never been easier to turn that dream into a reality. Whether you’re looking to handle minor repairs or more significant renovations, these platforms offer a convenient way to connect with people in your area who need your services.
So if you’re looking to make a quick buck, why not put your skills to good use and start offering your services on one of these platforms today? To find odd jobs in your area, check out websites like Craigslist and TaskRabbit.
Deliver For Postmates
PostMates is an excellent option for people looking to make quick money. You can earn up to $25/hour doing deliveries, and you could also earn some tips in the process. The best part is that you don’t need a car, just a bike for deliveries in busier cities and downtown centers.
You can use it to get food from specialty places that don’t deliver themselves, but Postmates can be used to deliver many things.
So if you’re in dire straits and need quick cash, PostMates is an excellent option for you.
Flip Real Estate Contracts
When it comes to making quick money, flipping real estate contracts is a great option. You don’t need to take possession of the property, so there’s no need to worry about costly repairs. All you need to do is find a contract and sell it to an interested party.
In most cases, you can do this with just a few hundred dollars to open up escrow. There are companies dedicated to teaching how to do this, like REWW. So if you’re looking for a quick and easy way to make some money, flipping real estate contracts is definitely worth considering.
If you’re familiar with the real estate market, you can make quick cash by flipping real estate contracts. This option is best if you have experience and knowledge of the real estate market.
Get a Payday Loan
If you need quick cash and don’t mind paying high-interest rates, then a payday loan might be right.
Payday loans are simple to qualify for and can be received in minutes. However, they come with some severe drawbacks. The highest consequence is that payday loans typically have 100% or more APRs. That means if you borrow $100, you’ll owe $200 when the loan comes due. And if you can’t repay the loan on time, you’ll be charged more in fees and interest.
So if you’re considering a payday loan, make sure you understand the risks involved before committing. It might be quick cash, but it could also cost you a lot more in the long run.
Websites to check out:
Become A Tutor
If you have a knack for subject matter such as math, science, or computers, then why not turn it into cash by tutoring other students? With the high cost of education these days, parents are always looking for ways to help their children succeed.
If you have math, science, or computers expertise, you can quickly make money by becoming a tutor.
Whether you use one of these platforms or go alone, tutoring is a great way to earn quick cash.
Track Down Loose Change
If you are looking for a quick and easy way to make some extra cash, start by looking for loose change around your house. You may be surprised how much money you can find just by checking under the couch cushions and in old paint cans.
According to a 2016 news report in Forbes, Americans throw away approximately $62 million in coins in the trash each year. That’s a lot of money stuffed in piggy banks, and it could be yours for the taking.
Once you’ve collected all the loose change you can find, take it to your local bank, credit union, or a Coinstar center. Some banks will count change for free for their customers, although others may require you to measure and roll your change on your own.
Either way, it’s a quick and easy way to make extra money. Start hunting for those loose coins today!
Donate Blood or Plasma
The plasma protein contains antibodies which help fight off infection. Plasma donations are essential for people with immune disorders such as Leukemia, rare types of cancers or anyone who has had their spleen removed (but not necessarily donated). You can make $20-$50 per donation. Learn more at these websites:
Get an Advance on Your Credit Card
One way to get quick money is by taking an advance on your credit card. This can be a much less expensive option than a high-interest payday loan, as you will only pay a fee of around 5% of the amount borrowed, plus interest.
Interest rates on credit card advances are typically around 30%, so this is still an expensive option if you need cash fast. However, if you are in a pinch and have good credit, a cash advance from your credit card may be the best option.
Learn more about credit card advances from these websites:
Become a Delivery Driver or Rideshare Driver
If you’re looking for a quick and easy way to make money, becoming a delivery driver or rideshare driver is a great option.
Companies like Uber and Lyft offer a great opportunity to earn some extra cash, and all you need is a clean driving record, a relatively new car, and the authorization to work in your area. You can work when it’s convenient for you, whether during rush hour or late at night on the weekend.
So if you’re looking for a flexible way to make some quick cash, then becoming a delivery driver or rideshare driver is an excellent option for you.
Try Dogsitting or Dogwalking
You can make quick cash by dog sitting or dog walking if you love dogs.
You know that one of the best ways to get reviews is through networks, right? Well, there are tons of dog walkers, and you can use them! For example, Rover has been proven helpful because people who post their listings here have higher success rates than those without this kind of protection. You could also go knocking at doors or use social media, but if your goal.
Rent Out a Room
Making quick money has never been easier than renting a room in your house on Airbnb. You can list your space for free on the site, and there’s only a 3% service fee when a reservation is made. Plus, the company releases payment to the host 24 hours after the guest’s check-in, so you don’t even have to wait very long to get paid.
And if you live in a reasonably desirable area, you could make a decent profit. So if you’re looking for a quick and easy way to make extra money, Airbnb is worth considering.
Get a Personal Loan
If you’re looking for quick money, a personal loan is one way to get it. Some lenders can fund a personal loan in a day, so if you have good credit, you’ll have plenty of options.
If your credit is less than perfect, you’ll still be able to find lenders that can give you fast cash, but you’ll likely pay higher interest rates.
And beware of lenders that promise quick funding without a credit check because they may charge exorbitant interest rates if you’re approved.
If you need quick cash, a personal loan is one option. Just be sure to shop for the best terms before taking out any loan.
Websites to check out:
Refinance Your Student Loans
If you have student loans, you may be able to refinance them and get quick cash.
If you’re looking for a quick way to make some money, refinancing your student loans might be a good option. Private student loan refinancing companies offer a range of options for people with different credit scores, so it’s worth checking out whether you could save money by refinancing. NerdWallet’s refi platform is a great place to start your research. Who knows, you might just end up with some extra cash in your pocket!
To learn more about this option, check out these websites:
Take Out Money From Your Retirement Account
If you’re looking to make some quick money, borrowing from your retirement fund may be worth considering. In most cases, you’ll be subject to a 10% penalty if you withdraw funds from your 401(k) before you turn 59 1/2.
However, exceptions exist to this rule – such as if you have unreimbursed medical expenses exceeding 7.5% of your modified adjusted gross income. Alternatively, you can choose to borrow money from your 401(k) instead of withdrawing it. This is often a better choice if you manage it, as it can help you avoid the penalties associated with early withdrawal.
Regardless of which route you choose, making quick money from your retirement fund is certainly possible, but it’s crucial to weigh your options carefully before making any decisions.
Learn more at these websites:
Consolidate Your Debt
If you have multiple debts, you may be able to consolidate them and get quick cash.
Consolidating your debt might be a quick way to make some money. If you have multiple debts with high-interest rates, you can take out a personal loan to pay off those debts. This will lower your monthly payments and save you money on interest charges.
Some lenders can fund the loan within a day so that you can be debt-free in no time. However, compare interest rates and fees before taking out a consolidation loan. Otherwise, you could end up paying more in the long run.
To learn more about this option, check out these websites:
Get a Better Cell Phone Plan
If you’re looking for a quick and easy way to save some money, switching cell phone providers is a great option. Budget carriers like Visible and Mint Mobile offer plans with talk, text and data for as little as $25 and $15 monthly, respectively.
The catch with these services is you often have to buy a phone outright or bring your own.
However, if you’re willing to switch to a cheaper cell phone plan, you can potentially save yourself a lot of money in the long run.
So if you’re looking to cut down on your expenses, check out the best cheap cell phone plans available. If you’re paying too much for your cell phone plan, you can switch to a cheaper one and get quick cash. To learn more about this option, check out these websites:
Borrow Money From Friends and Family
This one should probably be used as a last resort (hence why it’s last on the list) because it could cause more problems than it solves.
Borrowing money from family and friends can be a quick way to get your hands on some cash. However, it can also lead to some adverse consequences. When a loved one lends you money, it can strain your relationship—especially if you don’t pay the person back quickly. Not only that, but you may also be in a difficult financial situation if you cannot repay the debt. So, while borrowing money from those close to you may seem easy, weighing the risks and potential drawbacks before making any decisions is essential.
We hope you enjoyed this article about the 32 best ways to make quick cash in 2022. These are just a few of the best ways to make quick cash. If you’re in a financial emergency, check all your options and choose the right one.
In addition to these great ideas for quick cash, we also have:
- The best ideas to make money online for beginners
- The best ways to make residual income
- The best ways to make money from home
- The best ways to make money online in 2022
- The best passive income ideas
- The best business ideas
- And many more!
INDMND.com is your one-stop shop for the best ideas to make money.
Thanks for reading!
Andrew Dunn is a business growth expert. Join Andrew to learn how to scale your influence at startup speed using innovate growth strategies proven in the trenches. Before starting this blog, Andrew was the lead growth expert at a top 100 USA content site, Andrew's grown 2 marketing agencies from $0, growing to 7 figures whilst driving over 100 million in trackable revenue for D2C clients, over a billion dollars in real estate sales while growing a remote team over 26 people.